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Committee: Joint Rate and Policy Form Regulation, Select
Title: Interim report
Library Catalog Title: Report of the Select Committee on Rate and Policy Form Regulation to the 74th Texas Legislature : pursuant to House Bill 1461 of the 73rd Legislature, article 1.50, Texas Insurance Code.
Subjects: Automobile insurance | Homeowners insurance | Insurance deregulation | Insurance industry | Insurance rates | Insurance regulation benchmark system | Uninsured motorists |
Library Call Number: L1836.73 in7
Session: 73rd R.S. (1993)
Online version: View report [386 pages  File size: 21,862 kb]
Charges: This report should address the charges below.
1. The committee shall study insurance rate and policy form regulation in this state. The committee shall assess: (1) the effects of changes made by the 72nd Legislature in insurance regulation to identify whether the purpose of the department should be further changed from insurance rate and policy form regulation and directed to: (A) regulation of the financial conditions of companies and market conduct; and (B) provision of consumer services; (2) the degree of competition in the insurance industry in this state; and (3) the availability of motor vehicle insurance, the number of uninsured drivers, and the number of drivers insured through the Texas Automobile Insurance Plan Association, on a geographic area basis, to assess if certain geographic areas of the state are underserved.
2. The committee shall appoint an independent consulting firm to evaluate the activities of advisory organizations in this state, including their impact on competition in the insurance market, their use by insurers, and their impact on availability and affordability of coverage, and any other matters relevant to determining their continued authorization. The committee shall include in its report to the legislature a recommendation for the future role of the advisory organizations in this state.
3. The committee shall appoint an independent consulting firm to evaluate the costs and benefits of each of the systems and include in its report to the legislature a recommendation for future data collection consistent with its recommendations on rates.

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