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3 Document(s) [ Subject: Sale-leaseback%20agreements ]

Committee:	House Financial Institutions
Title:	Interim Report
Library Catalog Title:	House Committee on Financial Institutions, Texas House of Representatives interim report, 2002 : a report to the House of Representatives, 78th Texas Legislature.
Subjects:	Agriculture | Banks and banking | Business loans | Consumer credit and debt | Credit service organizations | Gramm-Leach-Bliley Act of 1999 | Mortgages | Pawnshops | Privacy | Sale-leaseback agreements |
Library Call Number:	L1836.77 f49h
Session:	77th R.S. (2001)
Online version:	View report [61 pages  File size: 284 kb]
Charges:	This report should address the charges below.
1.	Review the mortgage lending industry in Texas to determine whether the expectations of the Mortgage Broker Licensing Act of 1999 and subsequent related legislation are being met.
2.	Research trends and practices in the sub-prime lending market in Texas and identify any issues of public concern in those markets.
3.	Review the practices of financial institutions to comply with consumer privacy provisions of the Gramm-Leach-Bliley Act, and assess the ease and convenience afforded customers in exercising their choices.
4.	Evaluate the ability of the Texas agricultural community to gain access to capital markets throughout the state. Identify barriers to financing of viable agricultural and value-added enterprises. Review and evaluate the finance programs administered by the Texas Department of Agriculture. (Joint with House Committee on Agriculture and Livestock)
5.	Study the methods currently used to report pawnshop transaction data between pawn shops and law enforcement agencies.
6.	Actively monitor agencies and programs under the committee's oversight jurisdiction.
Committee:	House Financial Institutions
Title:	Interim Report
Library Catalog Title:	House Committee on Financial Institutions, Texas House of Representatives interim report, 2000 : a report to the House of Representatives, 77th Texas Legislature.
Subjects:	Banks and banking | Bond Review Board, Texas | Consumer credit and debt | Consumer Credit Commissioner, Office of | Consumer protection | Credit service organizations | Credit Union Department | Department of Banking, Texas | Gramm-Leach-Bliley Act of 1999 | Home equity loans | Privacy | Public Finance Authority, Texas | Sale-leaseback agreements | Savings and Loan Department, Texas |
Library Call Number:	L1836.76 f49h
Session:	76th R.S. (1999)
Online version:	View report [77 pages  File size: 139 kb]
Charges:	This report should address the charges below.
1.	Determine the extent to which personal customer and account information may be accessed or furnished to governmental institutions, other divisions or affiliates of a financial institution, and unrelated commercial or other enterprises. Assess the state's ability to assure customers the privacy of their information.
2.	Research the practices commonly known as "payday loans" and "sale leasebacks" to determine the need to regulate such transactions.
3.	Review the federal "financial services modernization" act (HR 10) to identify necessary changes to state laws and regulations governing insurance and financial institutions. This review is to be conducted jointly with the House Committee on Insurance.
4.	Conduct a review of the home equity lending market, including lender activities and practices, to assess the extent to which the expectations of the 75th Legislature are being met.
5.	Conduct active oversight of the agencies under the committee's jurisdiction.
Committee:	House State Affairs
Title:	Interim report
Library Catalog Title:	Committee on State Affairs, Texas House of Representatives interim report, 1994 : a report to the House of Representatives, 74th Texas Legislature.
Subjects:	Consumer credit and debt | Consumer protection | Databases | Internet | Open government | Open records requests and decisions | Public information | Public Information Act, Texas | Public Utility Commission of Texas | Public Utility Regulatory Act | Rental companies | Sale-leaseback agreements | State agency mandated reports | Websites |
Library Call Number:	L1836.73 st29
Session:	73rd R.S. (1993)
Online version:	View report [103 pages  File size: 3,584 kb]
Charges:	This report should address the charges below.
1.	Conduct active oversight of agencies under the committee's jurisdiction, including a study of mandated reports to the legislature and legislative agencies. The study should consist of a review of the legislative reporting requirements of all agencies to identify areas where reporting obligations could be streamlined and agency accountability improved. The committee shall make specific recommendations about the continuation, modification or elimination of required legislative reports.
2.	Consider revisions to the Open Records Act to clarify its meaning and utility in light of the number of information files now maintained on computers.
3.	Study the feasibility of a consolidated Texas state government database to improve electronic access to legislative information, information maintained by state agencies, the Texas Register and other information of public interest and importance.
4.	Examine the laws related to consumer finance and installment purchases to determine whether changes in the laws, their interpretation or enforcement are necessary to protect the public interest.
5.	Evaluate the public benefits of requiring the Public Utilities Commission to grant incentive rates of return to electric and telecommunications utilities that exceed certain efficiency thresholds, and to levy a rate of return penalty on utilities that fail to achieve established efficiency standards.

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