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3 Document(s) [ Subject: ]

Committee: House Financial Institutions
Title: Interim Report
Library Catalog Title: House Committee on Financial Institutions, Texas House of Representatives interim report, 2008
Subjects: Automobiles | Consumer credit | Consumer protection | Financial investments | Foreclosures | Fraud | Funeral industry | Marketing | Mortgage brokers | Mortgages |
Library Call Number: L1836.80 F49h
Session: 80th R.S. (2007)
Online version: View report [70 pages  File size: 10,026 kb]
Charges: This report should address the charges below.
1. Monitor federal rules and regulations on lending and determine the state's role in regulating issues that relate to the mortgage foreclosure process, disclosures for loan terms, home equity, mortgage brokers, mortgage bankers, consumer protections, and counseling for mortgage products.
2. Monitor the implementation of HB 716, 80th Legislature, Regular Session, to determine if there is a need to further legislate the protection of homebuyers in mortgage fraud schemes, emphasizing the impact in the foreclosure process.
3. Study the adequacy and effectiveness of existing regulation of prepaid funeral benefits that are funded by insurance or annuity products and make recommendations for statutory changes necessary to further strengthen the regulatory system for protecting customers.
4. Study practices involved in the sale and financing of a motor vehicle, including conditional delivery, negative equity, and retirement of existing debt on vehicle trade-in.
5. Study whether the state financial regulatory agencies should assist consumers in the investigation and correction of credit card billing errors.
6. Assess the extent of consumer protections in state regulations of short-selling of commodities, with a particular emphasis on the state's enforcement authority and ways to ensure reliability in the short-selling market.
7. Examine the practice of marketing variable annuities and determine whether certain sales practices constitute fraud.
8. Monitor the agencies and programs under the committee's jurisdiction.
Committee: House Business and Industry
Title: Interim Report
Library Catalog Title: House Committee on Business & Industry, Texas House of Representatives interim report, 2002 : a report to the House of Representatives, 78th Texas Legislature.
Subjects: Consumer protection | Funeral industry | Statutory revision | Texas Workers' Compensation Insurance Fund | Workers Compensation Commission, Texas | Workers' compensation |
Library Call Number: L1836.77 b964
Session: 77th R.S. (2001)
Online version: View report [163 pages  File size: 8,971 kb]
Charges: This report should address the charges below.
1. Review trends in the use of binding arbitration requirements in consumer agreements, with special attention to transactions in which the consumer has little or no bargaining power.
2. Review the performance of the workers' compensation system in returning injured workers to safe and productive employment in a timely manner. Consider system features, policies of the Texas Workers' Compensation Commission and actions on the part of health care providers or other system participants that may adversely affect returns to work.
3. Review and evaluate the substantive recodifications of the Business Organizations Code that were considered by the 76th and 77th Legislatures.
4. Review the fiscal condition of the workers' compensation subsequent injury fund. Determine whether changes will be needed to keep the fund viable in light of increased demands placed on it by recent legislation.
5. Assess the need for regulation or other consumer protections in the sale of caskets.
6. Actively monitor the agencies under the committee's oversight jurisdiction.
Committee: House Financial Institutions
Title: Interim Report
Library Catalog Title: Committee on Financial Institutions, Texas House of Representives interim report, 1992 : a report to the House of Representatives, 73rd Texas Legislature.
Subjects: Banks and banking | Damage awards | Department of Banking, Texas | Funeral industry | Liability | Savings and Loans |
Library Call Number: L1836.72 f249 H
Session: 72nd R.S. (1991)
Online version: View report [62 pages  File size: 2,444 kb]
Charges: This report should address the charges below.
1. Study the limitation of punitive or exemplary damages against banks as lenders.
2. Study the creation of limited banking associations.
3. Study federally mandated interstate branching and its potential impact of deposit concentration and deployment on Texas communities and on the Texas economy in general.
4. Study the creation of state savings banks in Texas.
5. Study the withdrawal of funds collected on contracts for prepaid funeral benefits.

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