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Committee: House Financial Institutions
Title: Interim Report
Library Catalog Title: House Committee on Financial Institutions, Texas House of Representatives interim report, 2002 : a report to the House of Representatives, 78th Texas Legislature.
Subjects: Agriculture | Banks and banking | Business loans | Consumer credit | Credit service organizations | Gramm-Leach-Bliley Act of 1999 | Mortgages | Pawnshops | Privacy | Sale-leaseback agreements |
Library Call Number: L1836.77 f49h
Session: 77th R.S. (2001)
Online version: View report [61 pages  File size: 284 kb]
Charges: This report should address the charges below.
1. Review the mortgage lending industry in Texas to determine whether the expectations of the Mortgage Broker Licensing Act of 1999 and subsequent related legislation are being met.
2. Research trends and practices in the sub-prime lending market in Texas and identify any issues of public concern in those markets.
3. Review the practices of financial institutions to comply with consumer privacy provisions of the Gramm-Leach-Bliley Act, and assess the ease and convenience afforded customers in exercising their choices.
4. Evaluate the ability of the Texas agricultural community to gain access to capital markets throughout the state. Identify barriers to financing of viable agricultural and value-added enterprises. Review and evaluate the finance programs administered by the Texas Department of Agriculture. (Joint with House Committee on Agriculture and Livestock)
5. Study the methods currently used to report pawnshop transaction data between pawn shops and law enforcement agencies.
6. Actively monitor agencies and programs under the committee's oversight jurisdiction.

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