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1 Document(s) [ Subject: Ameridebt ]

Committee: Senate Business and Commerce
Title: Interim Report - Usury Laws and Credit Counseling Services
Library Catalog Title: Texas usury laws and credit counseling services : interim report to the 79th Texas Legislature
Subjects: Ameridebt | Business loans | Consumer credit | Interest rates |
Library Call Number: L1836.78 B963ul
Session: 78th R.S. (2003)
Online version: View report [53 pages  File size: 2,908 kb]
Charge: This report should address the charge below.
1. Study the current structure of Texas' usury laws in order to determine how they are effected by federal law and how state law impacts new economic development and job production in the State. Pay particular attention to the relationship between the Constitutional limits on commercial and consumer lending and the location of new financial services companies within Texas. Make recommendations for improving the structure while increasing economic development and enhancing consumer protections. A thorough assessment of the credit counseling and debt management industry should accompany the Committee's examination of this subject, including recommendations for improving services.

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