HBA-NRS H.B. 296 77(R) BILL ANALYSIS Office of House Bill AnalysisH.B. 296 By: Seaman Insurance 2/9/2001 Introduced BACKGROUND AND PURPOSE Under current law, drivers may take a driving safety course to both dismiss a traffic ticket and receive a discount on their auto insurance. The effect of such law is that drivers charged with a traffic violation may receive lower insurance rates while drivers who do not attend a driving safety course do not receive such a discount and may pay higher premiums to cover experience loss ratios as a result of drivers with traffic violations receiving a discount. House Bill 296 does not require an insurer to offer a premium discount to individuals who complete a driving safety course to dismiss a traffic violation. RULEMAKING AUTHORITY It is the opinion of the Office of House Bill Analysis that this bill does not expressly delegate any additional rulemaking authority to a state officer, department, agency, or institution. ANALYSIS House Bill 296 amends the Code of Criminal Procedure to provide that an insurer that delivers or issues for delivery a motor vehicle insurance policy to a person against whom a charge for a traffic offense is dismissed is not required to offer a premium discount on the policy for completion of a driving safety course taken to dismiss a traffic charge. EFFECTIVE DATE September 1, 2001.