House Committee on Insurance - 77th R.S. (2001)
Review issues associated with homeowners' insurance coverage of toxic mold and mold related claims. Consider measures that would ensure appropriate coverage and remediation of damage and maintain the viability of the homeowners' insurance market.
Review the status of the medical liability insurance market and all aspects of the market that affect the cost of coverage. The study should include, but is not limited to, the number of carriers and their financial condition, the extent of market regulation, the frequency and severity of claims and claims' handling practices, and regulation of medical providers to ensure patient safety.
Review the major state administered health insurance plans including Medicaid, state employee, public school employee and retiree, CHIP, SKIP, and higher education, to assess the reasonableness of costs to the state and the insureds. The review should consider overall premium levels, coverages, out-of-pocket costs, health and utilization characteristics of the insured populations, health care provider reimbursement rates, administration of the plans (third party administrators, use of various forms of managed care) and any other factors affecting costs. To the extent feasible, comparisons to similar plans in the private sector and other governmental jurisdictions should be made. (Joint with House Committee on Appropriations)
Actively monitor agencies and programs under the committee's oversight jurisdiction, including the effect of HB 2159 77th R.S., on credit life insurance rates, and efforts by the Texas Department of Insurance to enforce the prompt payment of "clean claims" by insurers.
Kip Averitt (Member) resigned 4/9/2002. Holt Getterman (Member) appointed 5/17/2002.
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