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Rate and Policy Form Regulation, Select - 73rd R.S. (1993)

Committee Members
David Counts
Chris Harris
Jesse Oliver
John Smithee
Mark Stiles
Carlos F. Truan
Jeff Wentworth
Debbie D. Branson, Chair
Alice H. Gannon
• The committee shall study insurance rate and policy form regulation in this state. The committee shall assess:
(1) the effects of changes made by the 72nd Legislature in insurance regulation to identify whether the purpose of the department should be further changed from insurance rate and policy form regulation and directed to:
(A) regulation of the financial conditions of companies and market conduct; and
(B) provision of consumer services;
(2) the degree of competition in the insurance industry in this state; and
(3) the availability of motor vehicle insurance, the number of uninsured drivers, and the number of drivers insured through the Texas Automobile Insurance Plan Association, on a geographic area basis, to assess if certain geographic areas of the state are underserved.
• The committee shall appoint an independent consulting firm to evaluate the activities of advisory organizations in this state, including their impact on competition in the insurance market, their use by insurers, and their impact on availability and affordability of coverage, and any other matters relevant to determining their continued authorization. The committee shall include in its report to the legislature a recommendation for the future role of the advisory organizations in this state.
• The committee shall appoint an independent consulting firm to evaluate the costs and benefits of each of the systems and include in its report to the legislature a recommendation for future data collection consistent with its recommendations on rates.

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