Legislative Reference Library of Texas About the library Site Index

Legislative Reference Library of Texas
your partner in legislative research

Legislative clips Legislative clips archive Texas media links Current articles Texshare databases New books New & Noteworthy
Legislative Archive System Index to Sections Affected Conference committee reports Constitutional amendments Vetoes State budget Redistricting information Signed copies of bills Statutory revision Texas law timeline Water law timeline Statute publication dates Legislative intent guide
Texas Legislators: Past & Present Governors of Texas Lt. Governors and Speakers Senate Presidents Pro Tempore Senate & House seniority Member statistics Chief Elected Officials Texas legislators on Twitter
Sessions and years Bill statistics Member statistics Bill effective dates Legislative deadlines Session summaries Special sessions Legislative staff lists
Today's meetings Meetings by date Standing committees Committees by session Committee search Legislative reports Committee minutes Standing committee appointments
Library catalog House & Senate Journals House & Senate Rules Parliamentary resources General and Special Laws of Texas Codes of 1856 Paschal's Digest Penal Code revision research guide Code of Criminal Procedure guide Deceptive Trade Practices Act Impeachment of O.P. Carrillo Gubernatorial inauguration materials Water resources research guide School finance litigation archive
Frequently Asked Questions Contacting your legislator Texas bill status State agency hotlines & citizen   assistance Texas legislative agencies &   process Other libraries Public policy resources

LRL Home - Committees - Subject search resultsprinter friendly versionreturn to screen view

Subject search results

1 Document(s) [ Subject: Marketing ]

Committee: House Financial Institutions
Title: Interim Report
Library Catalog Title: House Committee on Financial Institutions, Texas House of Representatives interim report, 2008
Subjects: Automobiles | Consumer credit | Consumer protection | Financial investments | Foreclosures | Fraud | Funeral industry | Marketing | Mortgage brokers | Mortgages |
Library Call Number: L1836.80 F49h
Session: 80th R.S. (2007)
Online version: View report [70 pages  File size: 10,026 kb]
Charges: This report should address the charges below.
1. Monitor federal rules and regulations on lending and determine the state's role in regulating issues that relate to the mortgage foreclosure process, disclosures for loan terms, home equity, mortgage brokers, mortgage bankers, consumer protections, and counseling for mortgage products.
2. Monitor the implementation of HB 716, 80th Legislature, Regular Session, to determine if there is a need to further legislate the protection of homebuyers in mortgage fraud schemes, emphasizing the impact in the foreclosure process.
3. Study the adequacy and effectiveness of existing regulation of prepaid funeral benefits that are funded by insurance or annuity products and make recommendations for statutory changes necessary to further strengthen the regulatory system for protecting customers.
4. Study practices involved in the sale and financing of a motor vehicle, including conditional delivery, negative equity, and retirement of existing debt on vehicle trade-in.
5. Study whether the state financial regulatory agencies should assist consumers in the investigation and correction of credit card billing errors.
6. Assess the extent of consumer protections in state regulations of short-selling of commodities, with a particular emphasis on the state's enforcement authority and ways to ensure reliability in the short-selling market.
7. Examine the practice of marketing variable annuities and determine whether certain sales practices constitute fraud.
8. Monitor the agencies and programs under the committee's jurisdiction.

Information on this website is provided as a public service by the Legislative Reference Library. The Legislative Reference Library makes no representation as to its completeness or accuracy and makes no warranty in regard to its use. Users assume all risk of reliance on the information included on this site.