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12 Document(s) [ Subject: Business loans ]

Committee:	Senate Business and Commerce
Title:	Interim Report - Usury Laws and Credit Counseling Services
Library Catalog Title:	Texas usury laws and credit counseling services : interim report to the 79th Texas Legislature
Subjects:	Ameridebt | Business loans | Consumer credit and debt | Interest rates |
Library Call Number:	L1836.78 B963ul
Session:	78th R.S. (2003)
Online version:	View report [53 pages  File size: 2,908 kb]
Charge:	This report should address the charge below.
1.	Study the current structure of Texas' usury laws in order to determine how they are effected by federal law and how state law impacts new economic development and job production in the State. Pay particular attention to the relationship between the Constitutional limits on commercial and consumer lending and the location of new financial services companies within Texas. Make recommendations for improving the structure while increasing economic development and enhancing consumer protections. A thorough assessment of the credit counseling and debt management industry should accompany the Committee's examination of this subject, including recommendations for improving services.
Committee:	House Agriculture and Livestock
Title:	Interim Report
Library Catalog Title:	House Committee on Agriculture and Livestock, Texas House of Representatives interim report, 2002 : a report to the House of Representatives, 78th Texas Legislature.
Subjects:	Agricultural subsidies | Agriculture | Agriculture, Texas Department of | Business loans | Crop dusters | Exotic species | Farms and farming | Federal funds | Homeland security | Terrorism |
Library Call Number:	L1836.77 ag86
Session:	77th R.S. (2001)
Online version:	View report [120 pages  File size: 3,909 kb]
Charges:	This report should address the charges below.
1.	Evaluate the ability of the Texas agricultural community to gain access to capital markets throughout the state. Identify barriers to financing viable agricultural and value-added enterprises. Review and evaluate the finance programs administered by the Texas Department of Agriculture. (Joint with House Committee on Financial Institutions.)
2.	Identify the potential benefits associated with no-till farming. Discuss the conditions under which no-till practices are beneficial, as well as those where the practices may not be effective.
3.	Gather information about the production, distribution and use of agricultural chemicals and fertilizers, including the aerial application of chemicals. Review government regulations and business practices to determine whether legislation is needed to protect life and property and to detect, interdict and respond to acts of terrorism.
4.	Actively monitor the agencies and programs, including university programs under the committee's oversight jurisdiction. Monitor the progress of federal farm legislation and evaluate its effects on Texas producers.
5.	Study the effects of exotic pests on Texas agriculture. Consider risk pathways, control strategies and potential impacts on the agricultural economy. Identify partnerships involving the private sector along with state and local governments.
Committee:	House Financial Institutions
Title:	Interim Report
Library Catalog Title:	House Committee on Financial Institutions, Texas House of Representatives interim report, 2002 : a report to the House of Representatives, 78th Texas Legislature.
Subjects:	Agriculture | Banks and banking | Business loans | Consumer credit and debt | Credit service organizations | Gramm-Leach-Bliley Act of 1999 | Mortgages | Pawnshops | Privacy | Sale-leaseback agreements |
Library Call Number:	L1836.77 f49h
Session:	77th R.S. (2001)
Online version:	View report [61 pages  File size: 284 kb]
Charges:	This report should address the charges below.
1.	Review the mortgage lending industry in Texas to determine whether the expectations of the Mortgage Broker Licensing Act of 1999 and subsequent related legislation are being met.
2.	Research trends and practices in the sub-prime lending market in Texas and identify any issues of public concern in those markets.
3.	Review the practices of financial institutions to comply with consumer privacy provisions of the Gramm-Leach-Bliley Act, and assess the ease and convenience afforded customers in exercising their choices.
4.	Evaluate the ability of the Texas agricultural community to gain access to capital markets throughout the state. Identify barriers to financing of viable agricultural and value-added enterprises. Review and evaluate the finance programs administered by the Texas Department of Agriculture. (Joint with House Committee on Agriculture and Livestock)
5.	Study the methods currently used to report pawnshop transaction data between pawn shops and law enforcement agencies.
6.	Actively monitor agencies and programs under the committee's oversight jurisdiction.
Committee:	Senate Economic Development
Title:	Interim Report - Business financing
Library Catalog Title:	Interim report to the 77th Texas Legislature / Senate Committee on Economic Development, Subcommittee on Private Sector Business Financing.
Subjects:	Business loans | Economic development | Tax credits |
Library Call Number:	L1836.76 ec74b
Session:	76th R.S. (1999)
Online version:	View report [65 pages  File size: 1,188 kb]
Charge:	This report should address the charge below.
1.	Study trends relating to the availability of private sector business financing in an effort to find ways to promote entrepreneurship, job creation and economic development in Texas. The Committee shall make recommendations to facilitate access to private sector business capital.
Committee:	House Financial Institutions
Title:	Interim report
Library Catalog Title:	Committee on Financial Institutions, Texas House of Representatives interim report, 1996 : a report to the House of Representatives, 75th Texas Legislature.
Subjects:	Banks and banking | Business loans | Consumer credit and debt | Interest rates | Statutory revision | Trust companies |
Library Call Number:	L1836.75 f49h
Session:	74th R.S. (1995)
Online version:	View report [60 pages  File size: 2,909 kb]
Charges:	This report should address the charges below.
1.	Conduct active oversight of agencies under the committee's jurisdiction.
2.	Review the laws governing trust companies for necessary revisions and possible incorporation in the Texas Banking Code.
3.	Review the Texas Credit Code to identify areas that may need revision and recomend such revisions.
4.	Review federal legislation affecting the banking, thrift or securities industries to assess impacts on Texas and the need for revising Texas laws.
Committee:	House Small Business Access to Capital, Special
Title:	Interim report
Library Catalog Title:	A report to the House of Representatives, 74th Texas Legislature.
Subjects:	Business loans | Small businesses |
Library Call Number:	L1836.73 sm18m
Session:	73rd R.S. (1993)
Online version:	View report [40 pages  File size: 1,784 kb]
Charge:	This report should address the charge below.
1.	Created to study the special problems of small business in attracting capital in the current lending climate, and to examine ways to promote access to needed capital. The study shall include all small businesses but should give specific attention to agricultural and historically underutilized businesses.
Committee:	House Financial Institutions
Title:	Interim report
Library Catalog Title:	Interim report from the House Committe[e] on Financial Institutions, 71st Legislature : to the speaker and members of the Texas House of Representatives, 71st Legislature.
Subjects:	Banks and banking | Business loans | Consumer credit and debt | Department of Banking, Texas | Finance Commission of Texas | Foreclosures | Home equity loans | Interest rates | Mexico | Property values | Reverse mortgages | Savings and Loan Department, Texas | Savings and Loans |
Library Call Number:	L1836.71 f49
Session:	71st R.S. (1989)
Online version:	View report [58 pages  File size: 3,007 kb]
Charges:	This report should address the charges below.
1.	To monitor all activities and to have budget oversight responsibilities for those agencies, boards and commissions as listed in Rule 3, Section 12.
2.	To study the impact and extent of foreign government ownership of Texas banks and savings and loan institutions.
3.	To study deficiency procedures on debts secured by real property following foreclosure sale of the property.
4.	To study the impact and results of federally promulgated takeovers and consolidations by out-of-state holding companies on the competitiveness of interest rates among all banks in Texas.
5.	To study the responsiveness of holding companies to local, state, small business and agriculture credit needs relative to the availability of capital in Texas' banking markets.
6.	To study the state's role in the changing financial institution structure and potential policies the state can develop to strengthen the dual systems of chartering and supervising banks in Texas.
7.	To study the impact of the "Financial Institutions Reform, Recovery, and Enforcement Act of 1989" on the savings and loan companies in Texas.
8.	To study the need for state chartered financial institutions.
9.	To study the need for a State Chartered Savings Bank.
10.	To study the impact that current law on home equity loans has on savings and loans in Texas under terms of the "good asset" requirements of the "Financial Institutions Reform, Recovery and Enforcement Act of 1989."
11.	To study the impact of the requirements of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) on real estate appraisers, and the means by which the availability of such required services may be assured throughout Texas.
Committee:	House Security Interests in Farm Products, Special
Title:	Interim report
Library Catalog Title:	Report to the 71st Legislature of the House Special Committee on Security Interests in Farm Products.
Subjects:	Agricultural loans | Agriculture | Business loans |
Library Call Number:	L1836.70 se26
Session:	70th R.S. (1987)
Online version:	View report [12 pages  File size: 521 kb]
Charge:	This report should address the charge below.
1.	Study security interests in farm products and determine whether changes are needed in Texas statutes in order to arrive at the most appropriate method for providing protection to purchasers of farm products from secured creditors of the seller as provided by the Food Security Act of 1985; and evaluate the operation of central filing system in states that have such a system.
Supporting documents
Committee:	House Security Interests in Farm Products, Special
Title:	HR 620, 70th Leg.
Library Call Number:	HR 620
Session:	70th R.S. (1987)
Online version:	View document [3 pages  File size: 702 kb]
Committee:	House Capital Formation, Select, Interim
Title:	Interim Report
Library Catalog Title:	Interim report to the 70th Texas Legislature / Texas House of Representatives, Special Interim House Committee on Capital Formation.
Subjects:	Banks and banking | Business loans | Economic development | Home equity loans | Interest rates | Stock investments |
Library Call Number:	L1836.69 c172
Session:	69th R.S. (1985)
Online version:	View report [91 pages  File size: 4,250 kb]
Charges:	This report should address the charges below.
1.	To analyze Texas' current financial structures and capital needs and examine the state's future financial capital service needs in order to meet desired economic development goals.
2.	The committee will incorporate a thorough study of state and federal statutory and regulatory systems currently in place and alternatives for the future.
3.	The study will include an investigation of opportunities available in the state for capital formation for business and economic development particularly in the area of regional vs. national banking and high-tech venture capital formation.
4.	Also to be studied will be the identification of areas in state and federal laws and regulations which act as barriers to capital formation and the role and scope of state agencies involved in capital formation.
5.	The committee will also look at second lien financing secured by homestead equities.
Committee:	House Capital Formation, Select, Interim
Title:	Interim Report - Capital demand
Library Catalog Title:	Capital demand subcommittee report
Subjects:	Banks and banking | Business loans | Stock investments |
Library Call Number:	L1836.69 c172d
Session:	69th R.S. (1985)
Online version:	View report [15 pages  File size: 880 kb]
Charge:	This report should address the charge below.
1.	To analyze Texas' current financial structures and capital needs and examine the state's future financial capital service needs in order to meet desired economic development goals.
Committee:
Title:	Interim report
Library Catalog Title:	Interim report to the 72nd Texas Legislature / Committee on Business & Commerce.
Subjects:	Business loans | Cable telecommunications providers | Job training programs | Mergers and acquisitions | Minority-owned/women-owned businesses | Persons with disabilities | Privatization | Small businesses |
Library Call Number:	L1836.71 b964
Session:	()
Online version:	View report [38 pages  File size: 1,908 kb]
Charges:	This report should address the charges below.
1.	To monitor all activities and to have budget oversight responsibilities for the agencies, boards and commissions as listed in Rule 3, Section 3.
2.	To study problems associated with the business climate of Texas' inner cities and identify potential solutions.
3.	To study trade practices and competition involving the transmission of cable television programming in Texas.
4.	To study the Job Training Partnership Act program (joint with the Government Organization Committee).
5.	To study competition practices between government entities and private enterprise.
6.	To study the implementation of HB 174, 71st Legislature, Regular Session, relating to the regulation of certain telephone services.
7.	To study the effect and feasibility of state legislation governing hostile corporate takeovers of domestic corporations.

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