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7 Document(s) [ Subject: Foreclosures ]

Committee: House Financial Institutions
Title: Interim Report
Library Catalog Title: House Committee on Financial Institutions, Texas House of Representatives interim report, 2008
Subjects: Automobiles | Consumer credit | Consumer protection | Financial investments | Foreclosures | Fraud | Funeral industry | Marketing | Mortgage brokers | Mortgages |
Library Call Number: L1836.80 F49h
Session: 80th R.S. (2007)
Online version: View report [70 pages  File size: 10,026 kb]
Charges: This report should address the charges below.
1. Monitor federal rules and regulations on lending and determine the state's role in regulating issues that relate to the mortgage foreclosure process, disclosures for loan terms, home equity, mortgage brokers, mortgage bankers, consumer protections, and counseling for mortgage products.
2. Monitor the implementation of HB 716, 80th Legislature, Regular Session, to determine if there is a need to further legislate the protection of homebuyers in mortgage fraud schemes, emphasizing the impact in the foreclosure process.
3. Study the adequacy and effectiveness of existing regulation of prepaid funeral benefits that are funded by insurance or annuity products and make recommendations for statutory changes necessary to further strengthen the regulatory system for protecting customers.
4. Study practices involved in the sale and financing of a motor vehicle, including conditional delivery, negative equity, and retirement of existing debt on vehicle trade-in.
5. Study whether the state financial regulatory agencies should assist consumers in the investigation and correction of credit card billing errors.
6. Assess the extent of consumer protections in state regulations of short-selling of commodities, with a particular emphasis on the state's enforcement authority and ways to ensure reliability in the short-selling market.
7. Examine the practice of marketing variable annuities and determine whether certain sales practices constitute fraud.
8. Monitor the agencies and programs under the committee's jurisdiction.
Committee: House Financial Institutions
Title: Interim Report
Library Catalog Title: House Committee on Financial Institutions, Texas House of Representatives interim report, 2006
Subjects: Banks and banking | Consumer Credit Commissioner, Office of | Credit Union Department | Department of Banking, Texas | Finance Commission of Texas | Foreclosures | Fraud | Mortgage brokers | Mortgages | Savings and Loan Department, Texas | Subprime lending |
Library Call Number: L1836.79 F49h
Session: 79th R.S. (2005)
Online version: View report [81 pages  File size: 20,202 kb]
Charges: This report should address the charges below.
1. Examine the feasibility and impact of consolidating the state financial regulatory agencies which include the Office of the Consumer Credit Commissioner, Texas Department of Banking, Department of Savings and Mortgage Lending (formerly Texas Savings and Loan Department) and the Texas Credit Union Department.
2. Evaluate predatory lending practices involved with subprime mortgage lending within the state, primarily in the border counties, including: Study the patterns of mortgage fraud and develop statutory changes to reduce incidences of mortgage fraud and punish violators. Study the relationship between mortgage brokers and residential borrowers including: whether or not the mortgage broker is the agent of the residential borrower: the types of disclosures which should be required; and, the sources and nature of compensation.
Committee: House Land and Resource Management
Title: Interim Report
Library Catalog Title: House Committee on Land and Resource Management, Texas House of Representatives interim report, 2006 : a report to the House of Representatives, 80th Texas Legislature
Subjects: Coastal erosion | Coastal protection | Eminent domain | Extraterritorial jurisdiction | Foreclosures | General Land Office | Homeowners' associations | Municipal annexation | Municipalities | School Land Board | State land |
Library Call Number: L1836.79 L229
Session: 79th R.S. (2005)
Online version: View report [63 pages  File size: 15,235 kb]
Charges: This report should address the charges below.
1. Determine the appropriateness of non-elected governmental bodies exercising the power of eminent domain to condemn property.
2. Consider the potential establishment of a single and uniform approach to dealing with situations involving overlapping, extraterritorial jurisdictions.
3. Study the powers and practices of homeowner associations in Texas and the possible need for legislation, such as the proposed Texas Uniform Planning Community Act, to address the rules, enforcement, restrictions and other matters within the authority of a homeowner association. (Joint interim charge with the House Committee on Business and Industry)
4. Monitor the agencies and programs under the committee's jurisdiction.
Committee: House Urban Affairs
Title: Interim Report
Library Catalog Title: House Committee on Urban Affairs, Texas House of Representatives interim report, 2006 : a report to the House of Representatives, 80th Texas Legislature
Subjects: Affordable housing | Food safety | Foreclosures | Home ownership | Housing and Community Affairs, Texas Department of | Houston, Texas | Low Income Housing Tax Credit program | Mobile food vendors | Mortgages | Private activity bonds | Rural issues | Subprime lending | Substandard housing |
Library Call Number: L1836.79 Ur1
Session: 79th R.S. (2005)
Online version: View report [70 pages  File size: 12,788 kb]
Charges: This report should address the charges below.
1. Evaluate the alternative approaches and implications of short-term restrictions on new construction in Houston, Dallas-Fort Worth and Austin for the Texas Department of Housing and Community Affairs 4 percent tax credit-private activity bond program as well as its 9 percent tax credit program.
2. Consider the implications of eliminating the lottery system for allocating 4 percent housing tax credit awards through the state's Private Activity Bond Program and replacing it with an alternative allocation system.
3. Examine the home ownership rate for low-income Texans, and recommend suggestions on how home ownership rates can be improved for underserved populations.
4. Compare and contrast Texas Department of Housing and Community Affairs administration of the Housing Tax Credit program with best practices around the country.
5. Review the manner and procedures for the determination by the Texas Department of Housing and Community Affairs of the annual Low Income Housing Tax Credits statewide including the 4 percent and 9 percent housing tax credit programs.
6. Evaluate the effectiveness of current underwriting methods of Texas Department of Housing and Community Affairs for its programs.
7. Examine municipal regulation of mobile food vending vehicles.
8. Monitor the agencies and programs under the committee's jurisdiction.
Committee: Senate Intergovernmental Relations
Title: Interim Report
Library Catalog Title: Interim report, 78th Legislature / Senate Committee on Intergovernmental Relations.
Subjects: Building codes | Construction codes | County development districts | County government | Emergency medical services | Fire prevention | Foreclosures | Homeowners' associations | Real estate development | Special taxing districts | Water districts |
Library Call Number: L1836.77 l786
Session: 77th R.S. (2001)
Online version: View report [231 pages  File size: 3,203 kb]
Charges: This report should address the charges below.
1. Study the appropriateness of foreclosure and other powers granted to property owners' associations to enforce convenants.
2. Examine current state law regarding the purposes, authority and duties of all special districts, including county development districts and fresh water supply districts. The Committee shall examine procedures by which districts are created and board members are selected, the authority to tax and issue bonds, and annexation and condemnation powers. The Committee shall assess the need for safeguards and accountability measures.
3. Study the power of county officials to regulate growth and development in unincorporated areas, including housing development, subdivision regulation, water, and general health, welfare and safety. The Committee shall study county ordinance authority and shall assess the effects of HB 1445, 77th Legislature, Regular Session, HB 3172, 77th Legislature, Regular Session, and SB 873, 77th Legislature, Regular Session.
4. Study the availability and delivrey of fire prevention and emergency medical services across the state. The Committee shall assess variances in service delivery and make recommendations to improve services.
Committee: Senate State Affairs, Interim
Title: Interim report - Homeowners' Associations
Library Catalog Title: Report to the 76th Legislature : charge two, legal powers, duties, and structure of homeowners' associations in Texas.
Subjects: Foreclosures | Homeowners' associations |
Library Call Number: L1836.75 st29a 2
Session: 75th R.S. (1997)
Online version: View report [81 pages  File size: 3,533 kb]
Charge: This report should address the charge below.
1. Study the legal powers, duties, and structure of homeowners associations in Texas, including lien and foreclosure abilities.
Committee: House Financial Institutions
Title: Interim report
Library Catalog Title: Interim report from the House Committe[e] on Financial Institutions, 71st Legislature : to the speaker and members of the Texas House of Representatives, 71st Legislature.
Subjects: Banks and banking | Business loans | Consumer credit | Department of Banking, Texas | Finance Commission of Texas | Foreclosures | Home equity loans | Interest rates | Mexico | Property values | Reverse mortgages | Savings and Loan Department, Texas | Savings and Loans |
Library Call Number: L1836.71 f49
Session: 71st R.S. (1989)
Online version: View report [58 pages  File size: 3,007 kb]
Charges: This report should address the charges below.
1. To monitor all activities and to have budget oversight responsibilities for those agencies, boards and commissions as listed in Rule 3, Section 12.
2. To study the impact and extent of foreign government ownership of Texas banks and savings and loan institutions.
3. To study deficiency procedures on debts secured by real property following foreclosure sale of the property.
4. To study the impact and results of federally promulgated takeovers and consolidations by out-of-state holding companies on the competitiveness of interest rates among all banks in Texas.
5. To study the responsiveness of holding companies to local, state, small business and agriculture credit needs relative to the availability of capital in Texas' banking markets.
6. To study the state's role in the changing financial institution structure and potential policies the state can develop to strengthen the dual systems of chartering and supervising banks in Texas.
7. To study the impact of the "Financial Institutions Reform, Recovery, and Enforcement Act of 1989" on the savings and loan companies in Texas.
8. To study the need for state chartered financial institutions.
9. To study the need for a State Chartered Savings Bank.
10. To study the impact that current law on home equity loans has on savings and loans in Texas under terms of the "good asset" requirements of the "Financial Institutions Reform, Recovery and Enforcement Act of 1989."
11. To study the impact of the requirements of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) on real estate appraisers, and the means by which the availability of such required services may be assured throughout Texas.

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