Legislative Reference Library of Texas About the library Site Index

Legislative Reference Library of Texas
your partner in legislative research

Legislative clips Legislative clips archive Texas media links Current articles Texshare databases New books New & Noteworthy
Legislative Archive System Index to Sections Affected Conference committee reports Constitutional amendments Vetoes State budget Redistricting information Signed copies of bills Statutory revision Texas law timeline Water law timeline Statute publication dates Legislative intent guide
Texas Legislators: Past & Present Governors of Texas Lt. Governors and Speakers Senate Presidents Pro Tempore Senate & House seniority Member statistics Chief Elected Officials Texas legislators on Twitter
Sessions and years Bill statistics Member statistics Bill effective dates Legislative deadlines Session summaries Special sessions Legislative staff lists
Today's meetings Meetings by date Standing committees Committees by session Committee search Legislative reports Committee minutes Standing committee appointments
Library catalog House & Senate Journals House & Senate Rules Parliamentary resources General and Special Laws of Texas Codes of 1856 Paschal's Digest Penal Code revision research guide Code of Criminal Procedure guide Deceptive Trade Practices Act Impeachment of O.P. Carrillo Gubernatorial inauguration materials Water resources research guide School finance litigation archive
Frequently Asked Questions Contacting your legislator Texas bill status State agency hotlines & citizen   assistance Texas legislative agencies &   process Other libraries Public policy resources

LRL Home - Committees - Search results - Subject search resultsprinter friendly versionreturn to screen view

Subject search results

1 Document(s) [ Subject: Credit scoring ]

Committee: House Investments and Financial Services
Title: Interim Report
Subjects: Banks and banking | Consumer credit | Credit reports | Credit scoring | Electronic security | Emergency management | Home equity loans | Hurricane Harvey | Mortgage brokers | Mortgages | Natural disasters |
Library Call Number: L1836.85 In9
Session: 85th R.S. (2017)
Online version: View report [42 pages]
Charges: This report should address the charges below.
1. Review the impact of Hurricane Harvey on financial institutions in Texas and evaluate the response of the state's oversight agencies. Study how Harvey impacted consumers and lenders in the mortgage and home equity markets. Identify opportunities to improve the operational stability of financial institutions and to improve the state's responsiveness following a natural disaster.
2. Study the impact and risks that a large-scale security breach of a credit bureau has on Texans. Identify opportunities to protect Texas consumers and to mitigate the impact of such a breach.
3. Examine mortgage licensure requirements in Texas and identify opportunities to update statute to fit modern mortgage options.
4. Study policy challenges in the area of financial technology. Evaluate the concept of a "sandbox" as a regulatory approach for enabling innovation and the feasibility of implementing such in Texas. If appropriate, make recommendations for possible legislative action to foster innovation in the finance industry.
5. Monitor the agencies and programs under the Committee’s jurisdiction and oversee the implementation of relevant legislation passed by the 85th Legislature.

Information on this website is provided as a public service by the Legislative Reference Library. The Legislative Reference Library makes no representation as to its completeness or accuracy and makes no warranty in regard to its use. Users assume all risk of reliance on the information included on this site.